How to pay & buy online without a Credit Card in Sri Lanka?

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pay online without credit card

If you have a credit card such as VISA, Master Card, American Express or Debit Card then you can easily register for pay pal, ebay or any other online site to purchase goods via internet. But to get a Debit Card you need a Bank Account and to get a Credit Card you need a Bank Account and proof of Minimum Annual Income. (For Example you need more than LKR 360,000 to get Sampath Credit Card).

But some students still depend on their parents and people who are self-employed may not have a Debit or Credit card. In this post, I am going to explain you how to pay online and purchase things over internet without a credit card.

Best option to pay online without a bank account or credit card in Sri Lanka is using Sampath Webcard.  

Sampath Web Card


It is a pre-paid VISA card designed to make payments online, for Internet purchases.  This will also reduce the risk of internet fraud. Sri Lankans above 18 years can obtain this card with or without Sampath Bank account. You will get a card similar to VISA credit card with 16 digits and date of expiry and other necessary details you need to enter when purchasing online.

You can use this card to order goods and services such as-

  • Open eBay Account. or account and order purchase goods online. These sites will deliver goods to Sri Lanka by mail to your home address in Sri Lanka.

  • Pay for any online goods or services.
  • You can follow online courses


Annual Card Fee for Sampath Bank A/C holders is Rs. 300, while others can buy this for Rs. 500. The card is re-usable by topping up to the desired value. You can buy cards for following denominations.

Rs. 2,500/
Rs. 5,000/-
Rs. 7,500/-
Rs. 10,000/-

How to get Sampath Web Card?

The WEBCARD applications can be obtained from any Sampath Bank branch / Card Centre or you can download the application form from Sampath Bank website. You can submit completed applications to the Card Center or any Sampath Bank branch.

For Details Contact Sampath Bank Card Center

Telephone: +94 112 300 604
Fax: +94 112 300 603, 4 712 013

Watch our video Pay online without a Credit Card in Sri Lanka? -in Sinhala

Please go to nearest Sampath Bank and pay the required amount and get your webcard and start purchasing goods or services online now.



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  1. Supun April 19, 2017 at 1:05 pm -  Reply

    Can I order from Amazon Website by this method

    • Hiran April 19, 2017 at 7:02 pm -  Reply

      Yes. U can pay Amazon site using Sampath web card

  2. Naveen April 19, 2017 at 7:25 am -  Reply

    Thanks for the information and video.

  3. Sineth April 18, 2017 at 5:15 pm -  Reply

    Sampath web card is a good option.

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